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The Impact of Tobacco Use on Life Insurance Policies How Smokers vs. Non Smokers Are Rated for Life Insurance Smoking doesn't make you uninsurable but hiding it can put your family's claim at risk. Insurers price policies based on risk, so tobacco or nicotine use may lead to higher premiums. This What Is The Best Life Insurance For Smokers? Life Ant Prudential Will Reclassify People Who Vape To Treat Them As Regular Smokers Life Insurance for Smokers and Tobacco Users (Insider Tips)
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